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Exclusive Mortgages Tailored for Company Directors
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Access Higher Borrowing Limits
Professional company directors can unlock up to 6x their income
Improve Your Mortgage Eligibility
Combine income sources to unlock full mortgage potential
New Business? No Problem!
Get a mortgage even if your business has only been trading for one year
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See why clients trust our expertise in securing company director mortgages!
Challenges in Securing Company Director Mortgages
Imagine this: You’re a company director, running a thriving business, managing clients, and leading a team. But when it comes to securing a mortgage, things aren’t so simple. The paperwork alone feels overwhelming. With fluctuating income and unique financial circumstances, you’re concerned about how lenders will perceive your finances. You wonder if anyone can truly understand the nuances of your situation.
Navigating this process on your own can be daunting. Without the right guidance, there’s the risk of delays, potential setbacks, and missed opportunities. The stress mounts as each lender’s requirements feel like shifting goalposts. At worst, you might even face the frustration of not getting the mortgage approval you need to secure the perfect home or investment property.
That’s where a specialist mortgage broker steps in to make all the difference. With an in-depth understanding of company director finances and lender requirements, I provide a tailored approach to simplify the process. Together, we’ll address each step so you can avoid those common pitfalls and feel confident you’re on the right path. When you work with me, you won’t be left to navigate this alone—I’ll handle the complexities so you can focus on what you do best.
Peace of mind is invaluable in financial decisions. Imagine the relief of knowing your mortgage application is in the hands of a seasoned expert who’s on your side, making sure every detail is covered. I’ve helped countless directors just like you secure mortgages that meet their unique needs, and I’m here to do the same for you.
Ready to experience a mortgage process that’s tailored to your lifestyle and financial goals? Let’s connect and turn your dream into reality. When you work with me, you’ll have direct access to specialist advice with a human touch, every step of the way.
Get the answers you need! Fill out our brief enquiry form or call at 01267 887434 to discuss your mortgage options with a specialist.
Specialist Lenders
Gain access to specialist lenders, enhancing your chances of approval.
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Quick approval from 170+ lenders – save time and money
Flexible appointments
Flexible online, office, or after-hour phone appointments available
Why Choose Me as Your Advisor
Personalised Service with Expert Guidance
Hi, I'm Lyndsey!
With over 30 years as a specialist company director mortgage broker, I understand the unique challenges directors face—from complex income structures and strict lending criteria to short trading histories. Whether you’re moving, remortgaging, or buying for the first time, I offer personalised guidance, helping secure tailored mortgages that align with your financial goals.
Unlike traditional banks, I offer a truly personalised service, giving you direct access to a dedicated mortgage broker who prioritises your needs and understands the complexities of company director mortgages.
My mission?
Simplifying Mortgages for Company Directors!
Professional Credentials You Can Trust
As an LIBF member, I uphold exceptional standards of knowledge, ethics, and professionalism in mortgage and protection advice.
These credentials aren’t just badges—they’re a testament to my commitment to providing informed guidance you can rely on.
Challenges and Common Problems
Maybe, you may have come accross these common problems
Recently Transitioned to a Limited Company
Income Verification Challenges
Previous Trading Losses
Credit History Concerns
Brief Trading Record
Retained Profits
Any of these can lead to your bank telling you that you cannot get the mortgage you need because of these problems. But do not worry, because we are here to help. I have links with specialist lenders, which means you are more likely to get approved and get a larger mortgage.
Company Director Mortgage Case Studies
Case Study 1: Helping a Professional Company Director Secure a First-Time Home Purchase
Challenge:
Alex, a professional company director, aimed to buy his first home but encountered obstacles with traditional lenders due to his unique income structure. Although financially solid, his combination of salary, dividends, and business profits left conventional lenders wary, limiting his borrowing power.
Solution:
By thoroughly evaluating Alex’s financial situation, I matched him with a specialist lender who recognised the full scope of his income. Through this approach, I achieved a 6x salary mortgage approval, empowering Alex to secure his ideal property without compromising his finances.
Testimonial:
“Achieving a 6x salary mortgage seemed out of reach, but Lyndsey made it happen. Thanks to her expertise, I now own my dream home with ease.”
— Alex, Professional Company Director
Case Study 2: Navigating Complex Finances to Secure a Mortgage for a Company Director
Challenge:
Sarah, an accomplished company director, wanted to move home and upgrade but faced challenges due to her complex income structure, which included multiple revenue streams from her business, dividends, and profits. Traditional lenders struggled to assess her financial profile, and she faced rejection due to the variability of her income.
Solution:
Understanding the intricacies of Sarah’s financial setup, I worked with a specialist lender experienced in handling director-level income. By incorporating her salary, dividends, and additional business profits into her mortgage application, I was able to secure an approval that recognised her true earning potential. This approach ensured she had the borrowing power she needed without compromising her lifestyle or business cash flow.
Testimonial:
“I thought my complex finances would prevent me from getting a mortgage, but Lyndsey’s expertise made all the difference. She understood my unique needs as a company director and made the whole process straightforward. Now, I’m settled in a beautiful new home!”
— Sarah, Company Director
Making Company Director Mortgages Simple and Stress-Free
Mortgage Advice in
4 Simple Steps
Follow These Four Simple Steps to Secure Your Buy-to-Let Mortgage:
Reach Out for Your Free Mortgage Review
Get started by making an enquiry, and I’ll call you back to discuss your mortgage needs.I’ll Search Rates from Over 170 Lenders
I compare rates across a vast network, helping you save both time and money.Leave the Application Process to Me
I handle all aspects of the mortgage application, taking the hassle off your plate.Relax with Regular Updates Until Completion
Sit back as I keep you informed every step of the way, right up to the moment you receive the keys to your new property.
Trusted Partners for Your Mortgage Needs
Access exclusive, competitive company director mortgage rates through a broker with connections to over 170+ lenders
The Director’s Guide to Mortgages: Unlocking Higher Borrowing Power
Learn how to use salary, dividends, and profits to secure your ideal mortgage
Let’s Discuss Your Company Director Mortgage Potential Today
Are you ready to take steps toward a secure and prosperous future? With my specialised expertise in company director mortgages, we’ll navigate the unique mortgage options that align with your professional and financial goals. I’ll help you secure competitive rates tailored to directors, setting you on the path to success.
Begin Your Journey Towards Financial Security with a Complimentary Mortgage Review.
Call me today on 01267 887434 or book your review.
West Wales Money
Unit 4 St Catherine’s Walk
Carmarthen
SA31 1GA
Tel: 01267 887434 or Email: info@westwalesmoney.co.uk
West Wales Money Ltd is registered with the Data Protection Act 1998 registration No ZA579253 and is authorised and regulated by the Financial Conduct Authority under Firm Reference No:1005183 an Appointed Representative of TMG Direct Limited which is authorised and regulated by the Financial Conduct Authority under Firm Reference No: 786245 and registered with the Data Protection Act 1998 registration No: ZA178200.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.