Carmarthen-based, UK-wide service
I partner with specialist lenders who understand complex income, which helps increase your chances of approval
As a professional director, you can secure up to six times your salary
Why wait? With just one year of trading, you can apply for a mortgage
Maximise your chances of approval by combining your salary, dividends, and profits
Running a business can be challenging. Finding new clients, managing staff, paying bills, and keeping on top of the admin can take a lot of time and become quite stressful.
Getting a company director mortgage as a business owner can be more challenging than it is for your employees.
Banks are more cautious when it comes to granting mortgages to business owners because they know that your income is liable to fluctuate more than it would if you were somebody else’s full-time employee. If you have structured your finances in a tax-efficient way, it can be harder to prove that you earn enough to afford the mortgage you want.
That is why it is a good idea to seek mortgage advice from an expert mortgage adviser who can properly assess your income and present your case to a lender in the correct way.
As an independent mortgage broker, I have access to thousands of different mortgage products from 170 different lenders, including specialist ones that you will not find on the High Street and who have exclusive deals for business owners like you.
Get the answers you need! Fill out our brief enquiry form or call at 01267 887434 to discuss your mortgage options with a specialist.
Gain access to specialist lenders who understand complex income structures, enhancing your chances of approval.
Quick approval from 170+ lenders – save time and money with a reliable fast-track service.
Online appointments are available and meetings outside normal working hours.
If you are a company director, you may have come across these common problems
Recently Transitioned to a Limited Company
Income Verification Challenges
Previous Trading Losses
Credit History Concerns
Brief Trading Record
Retained Profits
Any of these can lead to your bank telling you that you cannot get the mortgage you need because of these problems. But do not worry, because we are here to help. I have links with specialist lenders, which means you are more likely to get approved and get a larger mortgage.
My journey in the financial industry began over 30 years ago when my own search for a mortgage sparked a passion for the field. Since then, I have not looked back.
While the mortgage industry has evolved with the advent of new technologies, the fundamental commitment to providing exceptional service and finding the right mortgage solutions for clients remains unchanged.
My job allows me to guide people through the complex mortgage process, making a meaningful difference in their lives.
Simplifying Mortgages for Company Directors!
As a LIBF member, you will benefit from personalised advice on your unique financial situation.
Mortgage Advice in
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West Wales Money
Unit 4 St Catherine’s Walk
Carmarthen
SA31 1GA
West Wales Money Ltd is registered with the Data Protection Act 1998 registration No ZA579253 and is authorised and regulated by the Financial Conduct Authority under Firm Reference No:1005183 an Appointed Representative of TMG Direct Limited which is authorised and regulated by the Financial Conduct Authority under Firm Reference No: 786245 and registered with the Data Protection Act 1998 registration No: ZA178200.