⭐ 5★ Google Reviews ✅ 30+ years’ experience 🏦 Access to 170+ lenders
SELF-EMPLOYED MORTGAGES — BORROW MORE WITH THE RIGHT LENDERS
Use your full income — and get approved, even if you’ve been declined
Request a call back
BORROW MORE
So you’re not restricted by high street lenders
COMPLEX INCOME ACCEPTED
Salary, dividends and retained profits considered
GET APPROVED
Using lenders who understand company director income
Trusted By Self-Employed Across The UK
STRUGGLING TO GET THE BORROWING YOU EXPECTED?
If you’re self-employed, many lenders don’t assess your income properly.
That means:
❌ Dividends or net profits aren’t fully counted
❌ You’re matched with the wrong lender
❌ You’re offered less than you should be — or declined
The result? You can’t move forward with the property you want.
HOW I HELP SELF-EMPLOYED CLIENTS BORROW MORE
1️⃣ Use your full income correctly
So nothing is missed — including dividends, retained profits, and net profit
2️⃣ Match you with the right lenders
Not just high street — but lenders who understand self-employed applicants
3️⃣ Structure your application properly
So you maximise your borrowing and improve your chances of approval
👉 FIND OUT WHAT YOU COULD BORROW — BEFORE YOU APPLY
WHY SELF-EMPLOYED CLIENTS COME TO ME
Borrow more as a self-employed applicant — with specialist advice
✅ Access to 170+ lenders
Including specialist options most brokers don’t use
So you can borrow more
✅ Specialist in self-employed and company director income
Salary, dividends and retained profits
Used correctly to maximise borrowing
✅ One-to-one service throughout
Direct support from start to finish
No confusion, no delays
✅ 30+ years’ experience
Helping clients across the UK
So you can move forward with confidence
My goal is simple: to help you borrow what you should be able to — not what lenders limit you to
YOUR MORTGAGE — MADE SIMPLE, CLEAR AND STRESS-FREE
A SIMPLE, STRUCTURED APPROACH — DESIGNED TO GET YOU APPROVED
☎️ STEP 1: DISCOVERY CALL
We understand your income, structure, and goals
So we can identify what you could actually borrow
🔍 STEP 2: RIGHT LENDER STRATEGY
We match you with lenders who understand self-employed income
So your full income is used — not restricted
📄 STEP 3: STRUCTURED APPLICATION
Your case is packaged and presented correctly from the start
So you maximise borrowing and avoid unnecessary delays
✅ STEP 4: FULL SUPPORT TO COMPLETION
We manage the process from application through to offer and completion
So you can move forward with confidence — without the stress
Most problems don’t come from your situation — they come from using the wrong lenders or approach.
FIND OUT WHAT YOU CAN REALLY BORROW — BEFORE YOU APPLY
📞 Call Me Now
Speak directly for clear, no-pressure advice
✉️ Email Me
Send your details and I’ll get back to you
Send Your Enquiry by Email
West Wales Money Ltd is registered with the Data Protection Act 1998 registration No ZA579253 and is authorised and regulated by the Financial Conduct Authority under Firm Reference No:1005183 an Appointed Representative of TMG Direct Limited which is authorised and regulated by the Financial Conduct Authority under Firm Reference No: 786245 and registered with the Data Protection Act 1998 registration No: ZA178200.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.