MORTGAGE PROTECTION THAT KEEPS YOUR FAMILY SECURE

Keep your mortgage paid — even if life doesn’t go to plan

Speak to a Protection Specialist

Protect Your Home

Mortgage Protection Insurance

Protect Your Family

Financial Security for Loved Ones

Direct Access to a Specialist

Personal Protection Advice

      EXCELLENT  
   Based on 57 reviews 
    
 
 
 
   
 
 
       Posted on Google  
   
   Steve Riley 
 
 
 
 Trustindex verifies that the original source of the review is Google. Great service, prompt replies, kept us up to date frequently. Only one issue due to a miscommunication which was resolved, thank you.
  
 
      Posted on Google  
   
   Tracy Davies 
 
 
 
 Trustindex verifies that the original source of the review is Google. Lyndsey has supported us to secure a mortgage offer. Would recommend his services if need professional advice on mortgage applications and options available.
  
 
      Posted on Google  
   
   Annabelle Pearson 
 
 
 
 Trustindex verifies that the original source of the review is Google. Lyndsey Rowe of West Wales Money, who has 30 years experience was recommended to us. He has been professional,prompt with up to date progress on our business dealings, always available and easy to communicate with, we couldn’t recommend him highly enough. Thank you.
  
 
      Posted on Google  
   
   Jamie Davies 
 
 
 
 Trustindex verifies that the original source of the review is Google. We couldn’t recommend Lyndsey highly enough! As first-time buyers, the mortgage process felt quite daunting, but Lyndsey made everything so straightforward and stress-free from start to finish. We received excellent service throughout, with great communication, support and guidance every step of the way. We’re so grateful for all the help in getting us our mortgage and making our first home purchase possible. We wouldn’t hesitate to recommend Lyndsey to anyone looking for a mortgage broker, and we’ll definitely be returning in the future. Thank you so much for all your help!
  
 
      Posted on Google  
   
   Richard Godsall 
 
 
 
 Trustindex verifies that the original source of the review is Google. I was very lucky to have had Lyndsey Rowe(West Wales money) recommended to me by a business colleague and  have had an impeccable service from him . He has been extremely helpful and I can not rate him high enough - he has had 36 years experience in this field & it shows!!
  
 
      Posted on Google  
   
   Samantha Davies 
 
 
 
 Trustindex verifies that the original source of the review is Google. We honestly couldn’t recommend Lyndsey highly enough. From the very beginning, he has been incredibly professional, knowledgeable and supportive throughout what can be a very stressful process. As first-time buyers, we had lots of questions and uncertainties, but Lyndsey took the time to explain everything clearly and kept us informed every step of the way. Nothing ever felt like too much trouble, and he was always quick to respond to emails and calls, giving us complete confidence that we were in safe hands.
  
 
      Posted on Google  
   
   Sam Bannon 
 
 
 
 Trustindex verifies that the original source of the review is Google. We have had an excellent experience with Lyndsey Rowe at West Wales Money. From the very beginning, Lyndsey has been clear, professional, responsive and extremely reassuring throughout what can otherwise be quite a stressful process. His advice has been invaluable, and he has made everything feel straightforward and seamless from our side. He has guided us carefully through the mortgage application process, kept us informed at each stage, and helped us secure our mortgage offer with confidence. We are very grateful for all of Lyndsey’s help so far and would be very happy to recommend him to anyone looking for knowledgeable, trustworthy and supportive mortgage advice.
  
 
      Posted on Google  
   
   Liam Dix 
 
 
 
 Trustindex verifies that the original source of the review is Google. I cannot recommend Lyndsey and his team at West Wales Money enough. Myself and my partner are both first time buyers and we did not understand the process fully. He made the process clear with constant communication and updated us regular through every step of the process. We will definitely be using him again when we are due for our renewal.
  
 
      Posted on Google  
   
   Sally Edwards 
 
 
 
 Trustindex verifies that the original source of the review is Google. Lyndsey and his team are fantastic. They’ve made the whole process of buying a house so much easier. Communication is always quick, professional and friendly. My partner and I have felt supported throughout the whole process. We can’t recommend Lyndsey and his team enough, we’re so grateful to them!
  
 
      Posted on Google  
   
   billkelly888 
 
 
 
 Trustindex verifies that the original source of the review is Google. Outstanding service from Lyndsey from start to finish. Very patient with all our questions and kept us informed of progress promptly. Would highly recommend Lyndsey and will most certainly use him again!

How Long Could You Pay Your Mortgage If You Couldn’t Work?

Your Mortgage Is Likely Your Largest Monthly Commitment

If illness, injury or a serious medical diagnosis affected your income, how long could you continue paying it?

For many households:

Statutory Sick Pay is limited
Savings can disappear quickly
Income can stop far faster than expected

Without the right mortgage protection insurance in place, financial pressure can build quickly — at exactly the time you need stability the most.

🏠 Mortgage Protection Help

Worried about how your family would cope if illness, income loss, or worse struck? Let’s protect your home and peace of mind.

Book Your Protection Review

What Would Happen If You Couldn’t Pay Your Mortgage?

Many people assume things will “work out”.

But consider:

✔

What would happen to your mortgage payments?
How would your family manage financially?
Would your savings be enough to maintain your lifestyle?

Losing income — even temporarily — can have a long-term impact.

Mortgage protection isn’t about fear. It’s about planning properly so your home and family remain secure.

How the Right Mortgage Protection Structure Works

My mortgage protection solutions ensure that, even in difficult times, your family remains secure in their home. Here is how each type of mortgage protection can help:

🔹 Critical Illness Cover
A tax-free lump sum if you’re diagnosed with a serious illness. This can help pay off or reduce your mortgage, so you can focus on recovery, not repayments.

🔹 Income Protection
Replaces your income if you can’t work due to illness or injury. It keeps your monthly mortgage payments covered—so your home stays secure.

🔹 Life Insurance
A lump sum for your loved ones if you pass away. It can pay off the mortgage and help your family remain in the home you built together.

🏠 Mortgage Protection Help

Worried about how your family would cope if illness, income loss, or worse struck? Let’s protect your home and peace of mind.

Book Your Protection Review

How I Structure Mortgage Protection Properly

Mortgage protection is not a one-size-fits-all arrangement

I compare leading UK insurers and structure cover around your mortgage term, income and family commitments

Critical Illness Cover

Provides a lump sum if you’re diagnosed with a specified critical illness, helping you manage mortgage payments and focus on recovery.

Income Protection

Ensures a steady income if you’re unable to work due to illness or injury, so your mortgage payments remain secure.

Family Income Benefit

Instead of a lump sum, this protection provides a regular income to your family, covering mortgage payments and essential expenses over time.

Term Insurance

Offers cover for a fixed period, providing a lump sum that can pay off your mortgage should you die during the term.

Whole of Life Insurance

A lifetime policy that guarantees a payout, covering mortgage costs and other financial needs whenever it may be required.

How My Mortgage Protection Process Works

Here’s what you can expect when I structure your mortgage protection properly

🏠 Mortgage Protection Help

When you work with me, you get direct access to expert advice from someone who genuinely cares about protecting your home, your income, and your family.

Book Your Protection Review

How I Structure Your Mortgage Protection

Follow These Four Simple Steps to Secure Mortgage Protection:

Initial Conversation
We discuss your mortgage, income and family circumstances.
Tailored Recommendation
I design protection aligned to your mortgage term and financial goals.
Implementation
I manage the application and ensure everything is set up correctly.
Ongoing Reviews
I review your cover as your circumstances evolve.

When you work with me, you deal directly with an experienced adviser who focuses on protecting your home and your long-term financial security