Carmarthen Mortgage Broker – UK Wide Service
Carmarthen Mortgage Broker – UK Wide Service
If illness, injury or a serious medical diagnosis affected your income, how long could you continue paying it?
For many households:
Statutory Sick Pay is limited
Savings can disappear quickly
Income can stop far faster than expected
Without the right mortgage protection insurance in place, financial pressure can build quickly — at exactly the time you need stability the most.
Worried about how your family would cope if illness, income loss, or worse struck? Let’s protect your home and peace of mind.
Book Your Protection Review
Many people assume things will “work out”.
But consider:
What would happen to your mortgage payments?
How would your family manage financially?
Would your savings be enough to maintain your lifestyle?
Losing income — even temporarily — can have a long-term impact.
Mortgage protection isn’t about fear. It’s about planning properly so your home and family remain secure.
My mortgage protection solutions ensure that, even in difficult times, your family remains secure in their home. Here is how each type of mortgage protection can help:
🔹 Critical Illness Cover
A tax-free lump sum if you’re diagnosed with a serious illness. This can help pay off or reduce your mortgage, so you can focus on recovery, not repayments.
🔹 Income Protection
Replaces your income if you can’t work due to illness or injury. It keeps your monthly mortgage payments covered—so your home stays secure.
🔹 Life Insurance
A lump sum for your loved ones if you pass away. It can pay off the mortgage and help your family remain in the home you built together.
Worried about how your family would cope if illness, income loss, or worse struck? Let’s protect your home and peace of mind.
Book Your Protection ReviewProvides a lump sum if you’re diagnosed with a specified critical illness, helping you manage mortgage payments and focus on recovery.
Ensures a steady income if you’re unable to work due to illness or injury, so your mortgage payments remain secure.
Instead of a lump sum, this protection provides a regular income to your family, covering mortgage payments and essential expenses over time.
Offers cover for a fixed period, providing a lump sum that can pay off your mortgage should you die during the term.
A lifetime policy that guarantees a payout, covering mortgage costs and other financial needs whenever it may be required.
When you work with me, you get direct access to expert advice from someone who genuinely cares about protecting your home, your income, and your family.
Book Your Protection ReviewHow I Structure Your Mortgage Protection
Follow These Four Simple Steps to Secure Mortgage Protection:
Initial Conversation
We discuss your mortgage, income and family circumstances.
Tailored Recommendation
I design protection aligned to your mortgage term and financial goals.
Implementation
I manage the application and ensure everything is set up correctly.
Ongoing Reviews
I review your cover as your circumstances evolve.
When you work with me, you deal directly with an experienced adviser who focuses on protecting your home and your long-term financial security
Protect Your Home and Family: The Essential Guide to Mortgage Protection
Learn how to safeguard your home and lifestyle with expert advice
Get clear, one-to-one advice on the right mortgage protection for your circumstances — with no jargon and no pressure.
Book Your Protection Review